At Fogwill & Jones, we believe that great financial advice starts with great people. Our team of dedicated experts isn’t just here to offer guidance – they’re passionate about helping clients secure their financial futures with clarity and confidence.

To give you a closer look at the people behind the advice, we sat down with Robert, our Independent Financial Adviser, to learn more about his journey into wealth management, the lessons he’s picked up along the way, and the financial wisdom he wishes more people knew. Of course, we also got to know a bit more about him on a personal level – like his favourite book, his dream dinner guest, and, perhaps most importantly, his go-to biscuit!

What’s your favourite biscuit?

I love a Bourbon biscuit!

If you weren’t a financial advisor, what career would you have pursued?

In a previous life, I was a deputy manager at a chain restaurant, so might still have been in that sector.

What’s your favourite book?

My favourite book is The Silmarillion by Tolkien.

If you could have dinner with any historical figure, who would it be and why?

Probably Churchill, he had such a fascinating life and lived and worked at the forefront of tremendous changes in British society

What inspired you to become a financial advisor?

I was dating a girl who worked as an insurance underwriter, and had a very nice 9 -5 lifestyle, while I was working all the hours god sent in the restaurant for not very much money and I decided I would try something similar (the relationship never worked out)

How long have you been in the wealth management industry?

I have been working in financial service 10 years, I spent about 8 years with Skipton Building Society and worked my way up from the counter and advised for them for 3 years, then I spent nearly 2 years working for Tenet before they went bust, and have been at F&J since July last year.

What’s your favourite part of helping clients with their finances?

I enjoy helping people to fully understand their investments, I find often clients have not been fully educated about their holdings, or do not really understand how and why things work the way they do, and I always get a thrill when a client says they feel much more informed about what we have been discussing.

What’s one piece of financial advice you wish more people knew?

One piece of advice I wish more people knew was how important it is to consider true long-term planning, people by their nature tend to live for today, or focus on very short-term results and struggle to step back and consider the big picture.

What are the biggest mistakes people make when managing their wealth?

Similar to the above, the biggest mistake people tend to make when managing their wealth is getting hung up on short-term results such as a dip in performance and then pull money out or de-risk the holdings at an inopportune time, and are then further disappointed when the holdings struggle to recover afterwards.

What’s your top tip for someone looking to build long-term financial security?

My top tip for someone looking to build long-term financial security is to regularly review pension pots, and take advantage of employer matching on contributions – if it is available at a higher than default level you should strongly consider doing it.

Final Thoughts

At Fogwill & Jones, we know that financial planning is about more than just numbers – it’s about trust, understanding, and building a secure future. Robert’s passion for helping clients navigate their financial journeys shines through in everything he does, whether it’s simplifying complex wealth management strategies or ensuring clients feel confident about their investments.

Getting to know the people behind the advice is just as important as the advice itself, and we hope this conversation has given you a glimpse into the expertise, experience, and personality that make Robert such a valuable part of our team.

If you’re looking for tailored financial advice or simply want to have a chat about your long-term plans, Robert and the rest of our team at Fogwill & Jones are always here to help. Feel free to reach out – we’d love to hear from you!